Mr. Goldstein joined the Kingstone Insurance Company Board of Directors in 2005 and was elected as its Chairman and Chairman of the Executive Committee in January 2006. In 2008 he was elected to serve as our Chief Investment Officer. Mr. Goldstein serves as Chairman and Chief Executive Officer of Kingstone Companies, Inc., parent of Kingstone Insurance Company. Mr. Goldstein received his B.A. and M.B.A. from State University of New York at Buffalo.
Ben was hired as Kingstone’s Chief Actuary in December 2013. He has nearly 30 years of actuarial experience in a wide variety of roles, including positions at large multi-line carriers, start-ups, actuarial consulting firms, and smaller regional carriers. Most of Ben’s career has been focused on personal lines insurance. Prior to joining Kingstone, Ben was the Chief Actuary for Interboro Insurance Company, where he focused on the New York Homeowners and Auto insurance markets. As Executive Vice President since 2017, Ben is responsible for the management of the underwriting and IT units, as well as actuarial functions including reserving, pricing, and product development. Ben also acts as the Company’s Chief Information Security Officer.
Ben is a Fellow of the Casualty Actuarial Society and a Member of the American Academy of Actuaries. He holds a Bachelor of Science degree from Villanova University.
Ms. D’Andre is Co-Founder of D’Andre Insurance Group, Inc., the parent of two independent insurance agencies. Prior to starting these agencies, Ms. D’Andre was Executive Vice President, Head - Global Corporate Practice and Member – Partner’s Council at Willis Group Holdings; Managing Director and Strategic Account Manager at AON Risk Services; Chief Operating Officer at XL Capital’s start-up firm, Inquis Logic Inc.; Member of Senior Management and Managing Director of Swiss Re New Markets and Director of Alternative Markets at Swiss Re America; Senior Vice President of Sedgwick North America; and Vice President of Johnson & Higgins. She began her career at Fred S. James in retail insurance brokerage.
Ms. D’Andre holds CPCU, CLU and ARe designations. She chairs The Institutes’ CPCU Society Insurance and Risk Management Interest Group and also is a Committee Director of that organization's Reinsurance Interest Group. She chaired and remains Chairman Emeritus of the American Management Association’s Insurance and Risk Management Council. She is a member of the Executive Advisory Council of St. John's University School of Risk Management, Insurance and Actuarial Science. She has a MBA from Pace University's Lubin School of Business and a BA from St. John's University.
Mr. Thatcher founded Atherstone Partners, LLC in 2016. Atherstone is a consulting practice providing clients with support in the areas of capital standards setting, insurance operations, finance department organization and reengineering.
Prior to forming Atherstone, Mr. Thatcher was executive vice president and chief financial officer for Selective Insurance Group, Inc., a Fortune 1000 Property and Casualty insurance company with main operations in the eastern and midwestern U.S. He had responsibility for Finance, Treasury, Investor Relations, Investment Operations, Reinsurance, Enterprise Risk Management, Internal Audit, Corporate Communications, Contracts and Procurement, and Tax.
Prior to joining Selective in 2000, he worked with Ohio Casualty Insurance Company, where he was chief accounting officer and director of Investor Relations. He has a broad background in all aspects of property and casualty finance, including capital structure planning, investments, Securities and Exchange Commission reporting, tax strategies, mergers and acquisitions, and regulatory negotiations.
Mr. Thatcher graduated from the University of Cincinnati with a B.S. in Accounting and an MBA in Finance, and completed the Harvard Advanced Management Program. He is a Certified Public Accountant, a Chartered Property and Casualty Underwriter and a Chartered Life Underwriter. Mr. Thatcher is a member of the American Institute and Ohio Societies of Certified Public Accountants, the Society of Chartered Property and Casualty Underwriters and the American Society of Chartered Life Underwriters.
Floyd R. Tupper is a certified public accountant in New York City. For over 25 years, Mr. Tupper has counseled high-net worth individuals by creating tax planning strategies to achieve their goals as well as those of their families. He has also helped small businesses by developing business strategies to meet their current and future needs. Mr. Tupper began his career in public accounting with Ernst & Young prior to becoming self-employed. Mr. Tupper holds an M.B.A. in Taxation from the New York University Stern School of Business and a B.S. from New York University. From 1990 until 2010, Mr. Tupper served as a Trustee of The Acorn School in New York City. He was also a member of the school’s Executive Committee where he served as Treasurer from 1990-2010. Mr. Tupper is a member of the American Institute of Certified Public Accountants and the New York State Society of Certified Public Accountants.
Mr. Haft served as the Vice Chairman of Kingstone Companies' Board from February 1999 until March 2001. From October 1989 to February 1999, he served as the Chairman of the Board. Mr. Haft has been engaged in the practice of law since 1959 and since 1994 has served as counsel to Parker Duryee Rosoff & Haft (and since December 2001, its successor, Reed Smith). From 1989 to 1994, he was a senior corporate partner of that firm. Mr. Haft is a strategic and financial consultant for growth stage companies. He is active in international corporate finance and mergers and acquisitions.
Mr. Haft also represents emerging growth companies. He has actively participated in strategic planning and fund raising for many high-tech companies, leading edge medical technology companies and marketing companies. He is a director of many public and private corporations, including DUSA Pharmaceuticals, Inc. and Oryx Technology Corp., and also serves on the Board of the United States-Russian Business Counsel.
Mr. Haft is a past member of the Florida Commission for Government Accountability to the People, a past national trustee and Treasurer of the Miami City Ballet, and a past Board member of the Concert Association of Florida. He is also a trustee of Florida International University Foundation and serves on the advisory board of the Wolfsonian Museum and Florida International University Law School. Mr. Haft received B.A. and LL.B. degrees from Yale University.
John Reiersen began his insurance career with the NYSID ending his 25 years there as Chief Examiner in the P&C Bureau. At the Department, John was instrumental in getting many statutes and regulations enacted including the automobile no-fault program, the photo inspection law, the IIES program and many other cost containment measures. Mr. Reiersen also pioneered in the market conduct examination process and was responsible for drafting the fair claim practices regulation. Mr. Reiersen was also responsible for the enactment of many rules in the NYAIP including the Producer Certification Program and increasing the public member representation on the governing committee. He was responsible for the development of the LAD, CLAD, PAP, and SRDP. During the liability insurance crisis of 1985-1986, Mr. Reiersen was responsible for establishing a number of market assistance programs and in getting cancellation/nonrenewal and flex-rating legislation enacted into law.
In 1989, Mr. Reiersen joined the Robert Plan Corp. in a senior executive position and from 1990-2000 served as President of the Eagle Group. Mr. Reiersen served as Chairman of the NYAIP Governing Committee, MVAIC and NYIA. He currently serves on the Legislatures Industry Advisory Committee on Coastal Insurance, and continues to serve on many other industry boards and committees. Mr. Reiersen was elected President of Commercial Mutual Insurance Company in 1999 and in 2001 was elected to the position of Chief Executive Officer. On July 1, 2009 the company converted to a stock property and casualty company and became Kingstone Insurance Company.
John Reiersen holds the CPCU, CFE and CIE designations. He is a graduate of Brooklyn College and holds a BS in Accounting. John and his wife Jeanie have two children and five grandchildren.
Karl serves on the Board of Kingstone Insurance Company, and has been with the company since 2002 in several management roles including Chief Financial Officer. His twenty five years of insurance industry experience includes management in Reinsurance Accounting at Liberty Regional Agency Markets (Peerless) in Keene NH and both Reinsurance Accounting/Administration and Statutory Reporting at Frontier Insurance Group in Rock Hill, NY. He began his career in the industry with Colonial Indemnity and Colonial Cooperative Insurance Companies, serving first as a Statutory Accountant, and advancing to Accounting Supervisor.
Karl received his BS degree in Accounting from the State University of New York, College at Plattsburgh, and has earned the designation of Associate in Reinsurance (ARe). He is an active member of the Insurance Accounting and Systems Association (IASA) of the Northeast.
Thom joined Kingstone Insurance Company in 2008 and serves as its Chief Administrative Officer, Chief Risk Officer, Corporate Secretary, General Counsel and General Manager. He also serves as a Director for Kingstone Insurance Company, Chairman of its Nominating Committee and as a Director for the Underwriters Rating Board. Furthermore, he serves as Assistant Secretary for Kingstone Companies, Inc. and is a member of the New York Insurance Association Legal Committee.
His prior employment includes 14 years with a New York based property casualty insurance company, serving the company’s various regulatory, reinsurance and risk management needs. In addition, he spent four years litigating with insurance defense firms in New York City and on Long Island.
Thom was born in Brooklyn, New York and raised in Nassau County. He is a graduate of Chaminade High School and received a BA from the University of Richmond in 1989. He earned a JD from Touro College Jacob D. Fuchsberg Law Center in 2004. He holds CPCU, AIC, AU, ARM, ARe, AIS, ARC, AIM, AIT, API, AAI, AMIM, and ACP insurance designations. He was admitted to the NYS Bar and the USDC for the Eastern and Southern Districts of NY in 2004 and is a NYS Notary Public.
Mr. Brodsky was appointed as Chief Financial Officer and Secretary of Kingstone Companies, Inc. in July 2009 and serves as its Principal Financial Officer for SEC purposes, after serving as Chief Accounting Officer since 2007. Mr. Brodsky’s experience includes mergers and acquisitions, spin-offs, financings, registration statements and SEC reporting as well as executive management. Prior to joining Kingstone, he served in various senior management capacities. Mr. Brodsky spent 16 years at the CPA firm of Michael & Adest in New York. Mr. Brodsky earned a Bachelor of Business Administration from Hofstra University in 1981, with a major in accounting and is currently a licensed CPA in New York.
Bill currently performs insurance company and industry analysis, consulting and investment banking services through Pheasant Hill Advisors, LLC. From 2011-2015 Bill was a member of Sterne Agee’s investment banking team with the mandate of building its insurance investment banking practice. Prior to that Bill was Senior Managing Director of Fox-Pitt, Kelton’s insurance research effort for seventeen years. Bill’s team was consistently ranked as one of the top insurance research boutiques by Institutional Investor Magazine and Greenwich Research for nearly two decades (1993-2010). Bill began his analytical career in 1985 with Conning and Company, where he focused solely on researching P&C insurance stocks. After graduating from The College of The Holy Cross in 1981, with a B.A. in Economics/Accounting, Bill spent 3 years at Price Waterhouse. In addition to passing the uniform CPA exam, Bill is a Chartered Financial Analyst (CFA).