Protecting What is Most Important

Your home is where you lay your hat and all of the other valuable assets you have. We all sleep better when we know our investments are protected. That protection is what we do best. 

At Kingstone, we recognize that individual clients' needs are not the same. We offer customizable coverage options to ensure policyholders have access to the coverage they want and need, not those coverages they don't. 

KINGSTONE INSURANCE® specializes in:

• Coastal homes
• High valued homes

• Seasonal and secondary homes
• Condo
• Renters
  

We offer various discounts giving our customers ways to save on their insurance premiums. Our companion auto, protective device, and new home buyer credits are just a few examples of discounts available for eligible policyholders.

Select Product Suite

As a New York-based carrier focusing on the Northeast, we understand the needs of those we insure because we live here too! Our policy and coverages have been tailored to address the exposures most important to our neighbors.

Policy coverages and enhancements:

• Enhanced Home-Sharing
• Equipment Breakdown
• Flexible Coverage B, C and D options
• Inland Flood
• Identity Fraud Coverage
• Liability Coverage up to $1 million
• Personal Umbrella Endorsement 
• Personal Cyber Protection
• Service Line Coverage
• Scheduled Property 
• Water Back-up 

Insuring your home with KINGSTONE INSURANCE® means you are protected by a carrier that lives and works where you reside.