Consumer Privacy Statement

This privacy notice is being provided on behalf of Kingstone Insurance Company (hereinafter, “Kingstone”). It describes how information about you is handled and the steps Kingstone takes to protect your privacy. Kingstone appreciates the trust you place in us when you purchase insurance from one of our companies. We value you as a policyholder and are committed to protecting your nonpublic personal information. We are also committed to protecting personal information of other customers with whom we do business. To learn more about how Kingstone collects and uses your personal information, please read the following notice.

Protecting Your Personal Information

We maintain physical, electronic, and procedural safeguards to protect your nonpublic personal information (NPI). The only persons who are authorized to access this information are those whose jobs require access. Their use of NPI is limited by law, our employee Code of Conduct, and written agreements where appropriate. We require them to keep NPI secure and confidential.

Information We Collect

We collect personal information about you from different sources, including:

• • The information you provide on applications or other forms (such as your name, address, and Social Security number)
• • Your transactions with us, our affiliates or others (such as your payment history and claims information)
• • The information we receive from a consumer reporting agency or insurance support organization (such as your credit history, driving record, or claims history)
• • Your independent insurance agent (such as updated information pertaining to your account). Independent agents are not Kingstone employees. They may have additional information about you that we do not have and they may use your information to advise you of additional products and services offered through their agency. Contact your independent agent to learn more about their privacy practices.

Our Use of Your Personal Information

We only disclose the NPI of our customers and former customers as required or permitted by law. Generally, this includes sharing information with certain third parties to administer your transactions with us, service your insurance policy or claim, or detect and prevent fraud. We may also share information with third parties with your authorization. These third parties may include entities such as your independent insurance agent, independent contractors (such as automobile repair facilities and property inspectors), insurance support organizations, auditors, attorneys, courts, and government agencies.

Kingstone does not sell your personal information to others and we do not provide your information to unaffiliated third parties for their own marketing purposes.

This privacy policy applies to both current and former customers of Kingstone, and it replaces any earlier versions we may have provided.

State Privacy Laws

This privacy notice may be supplemented by privacy laws in your state. Kingstone will protect your information in accordance with your state’s laws.