Who Are We?

 Kingstone History

Kingstone Insurance Company traces its roots back to 1886 when it was formed originally as the Co-Operative Fire Insurance Company in Catskill, New York.  In 1976 the company’s name was changed to Commercial Mutual Insurance Company, and in 1998 the company moved to its present corporate headquarters in historic Kingston, New York. 

In 2009, the company demutualized and was renamed to Kingstone Insurance Company, under the holding company of Kingstone Companies, Inc.  The company is publicly traded on NASDAQ under ticker symbol KINS.  

The company has steadily grown its surplus through organic growth and outside investment, including an $18.8 million capital raise in 2013, a $5 million private placement with Renaissance Re in 2016, and a $31.7 million follow on offering in early 2017.  Kingstone is now ranked as one of the Top 20 largest writers of New York Homeowners insurance, with double-digit annual premium growth and consistently strong underwriting profits.

Originally a New York-only company, Kingstone is now licensed in eight states and is actively writing in five. Currently, the company focuses on niche markets such as coastal property exposures, high-value homes, and livery physical damage auto. The company has always written business strictly through independent agents and prides itself on superior service and in providing a consistently strong market presence.